Cochrane Insurance Agency Newsletter
I hope that you find these articles of interest. If you have a topic for future discussion, please let me know. Please call anytime we can answer questions or be of help with your business or personal insurance needs.


Rick Cochrane
Cochrane Insurance Agency
1075 N. Rodney ste 106
Helena, MT 59601


Cochrane Insurance Agents



We always appreciate your valuable feedback!

We value our relationships and would like your opinion about our agency. Any suggestions? improvements? compliments? We would appreciate hearing from you.

Did you know ...
Our office operates differently than most Insurance Agencies. We do not have any commissioned salespeople. Everyone is paid a salary rather than commission. We do this to make sure that your best interest always comes first rather than a paycheck. We are all Licensed Customer Service Representatives FIRST and then we have additional duties.

Tips for Parents of Teenage Drivers

Don't rely solely on driver education.
High school driver education may be the most convenient way to learn driving skills, but it doesn't always produce safer drivers. Parents also should set good examples when they drive while reinforcing the lessons their teens learned in drivers ed.

Restrict night driving.

Most nighttime fatal crashes among young drivers occur between 9 p.m. and midnight, so you can reduce their risk of a crash by restricting nighttime driving after 9 p.m. The problem isn't just that late-night driving requires more skill. Outings late at night tend to be recreational. In these circumstances, even teens who usually follow all the rules can easily be distracted or encouraged to take risks.

Can you believe it? It’s back to school time already!

Let’s be extra careful this year and keep our children safe.

Each year, hundreds of children are injured or killed by motor vehicles, on foot or when riding bicycles, according to the National Highway Safety Transportation Administration. Children may not always pay attention to traffic as they head to and from school each day, so it's up to you drive defensively when school is in session. Keep in mind some basic tips for keeping aware of children when driving and you'll help keep roads safer.


STOP immediately, but do not obstruct traffic.

ASSIST injured. Have someone call police. Repeat after 5 minutes.

SECURE names, phone number, addresses of other drivers, witnesses, injured persons.

SECURE make, model license numbers of all cars involved.

MAKE rough drawing of scene, showing position of cars and other details.

DON’T hastily accept claim settlement at scene of accident.

REMAIN calm, courteous and consistent in your version of accident.

NOTIFY your insurance agency as soon as possible.

The purpose of this newsletter is to provide information about industry trends and news of general interest to our clients, potential clients and other professionals. Information about product offerings, services, or benefits is illustrative and general in description, and is not intended to be relied on as complete information. While every attempt is made to ensure the accuracy of the information provided, we do not guarantee the accuracy of the information.

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