Cochrane Insurance Agency Newsletter
I hope that you find these articles of interest. If you have a topic for future discussion, please let me know. Please call anytime we can answer questions or be of help with your business or personal insurance needs.


Rick Cochrane
Cochrane Insurance Agency
1075 N. Rodney ste 106
Helena, MT 59601


Cochrane Insurance Agents



We always appreciate your valuable feedback!

We value our relationships and would like your opinion about our agency. Any suggestions? improvements? compliments? We would appreciate hearing from you.

Did you know ...
Our office operates differently than most Insurance Agencies. We do not have any commissioned salespeople. Everyone is paid a salary rather than commission. We do this to make sure that your best interest always comes first rather than a paycheck. We are all Licensed Customer Service Representatives FIRST and then we have additional duties.

Preparing Your Home for Winter

It can be hard to think about winter-proofing your home when the weather is still mild, but now is the best time to prepare your home. Many winter-related disasters can be prevented if you take a few simple steps to protect your home from freezing temperatures, snow and wind, according to the Insurance Information Institute.

How do I insure this one??

This is the oldest car that still runs in the world. It is steam powered and recently sold for 4.6 million dollars.

The auction company, RM Auctions, had estimated that the car would sell for about half that much. It represents the highest price ever paid for an early automobile at auction. The price includes a 10% "buyer's premium" which goes to the auction company.
The name of the buyer has not been made public.

The car was built in France in 1884, about a year before Gottlieb Daimler and Karl Benz of Germany, who went on to found the carmakers that would become Daimler, maker of Mercedes-Benz luxury cars, built their first experimental gasoline-powered cars. (The two were working independently of one another.) Henry Ford finished his first garage-built car 12 years after this one. He later went on to found the Ford Motor Company and incidentally, he also founded the carmaker that would ultimately become the Cadillac division of General Motors.

The four-wheeled De Dion-Bouton et Trepardoux, nicknamed "La Marquise," was originally built for the French Count De Dion, one of the founders of the company that built it.

Fueled by coal, wood and bits of paper, the car takes about a half-hour to work up enough steam to drive. Top speed is 38 miles per hour. The car came close to that speed during what has been billed as the world's first automobile race in 1887, according to RM Auctions.

The car had last been sold in 2007 for about $3.5 million at a Pebble Beach, Calif. auction.

“Real abundance is found when we
join hands with those we love.”

“An optimist is a person who starts
a new diet on Thanksgiving Day.”

Abraham Lincoln's Thanksgiving Proclamation

(from the collection of Lincoln's papers in the Library of America series, Vol II, pp. 520-521).

The year that is drawing towards its close, has been filled with the blessings of fruitful fields and healthful skies. To these bounties, which are so constantly enjoyed that we are prone to forget the source from which they come, others have been added, which are of so extraordinary a nature, that they cannot fail to penetrate and soften even the heart which is habitually insensible to the ever watchful providence of Almighty God.

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The purpose of this newsletter is to provide information about industry trends and news of general interest to our clients, potential clients and other professionals. Information about product offerings, services, or benefits is illustrative and general in description, and is not intended to be relied on as complete information. While every attempt is made to ensure the accuracy of the information provided, we do not guarantee the accuracy of the information.

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